Our investment style is a multi-disciplined approach that seeks to reduce market risk while providing good investment returns over the long-term. We look at the investment climate, geopolitical risks and risk-reward of the overall stock market. We will purchase bear funds when in our judgement, the stock market has significant downside risk. We buy stocks that look attractive using value, growth, earnings momentum, dividend growth and private equity disciplines. We expect to out-perform money market and CD's over the long-term by reducing volatility and providing compelling risk adjusted returns. We feel ready and able to face the challenges of dangerous and changing market conditions. For some clients we will purchase bonds to diversify and increase income. We customize portfolios to each client's risk tolerance and individual goals.
Since inception in 2003 to year-end 2012, we reached our goal of providing positve returns after fees except one year where we lost less than 2%.
We tend to keep our investments over the long term. However, when we determine extensive risk in the stock market, we purchase bear funds or bonds. Since our stocks should outperform over the long-run and we seldom take more than market risk, we believe using our approach can give investors excellent long-term returns with below average market volatility.
We screen thousands of stocks to find just a few attractive candidates. We then research those candidates to see if they are attractive for purchase.